This California Consumer Privacy Act (CCPA) Privacy Notice applies to California residents and describes the categories of personal information Credit Genie collects, how we use and share that information, and the rights you have under California law.
1. Categories of Personal Information We Collect
- Identifiers — name, postal address, email address, telephone number, IP address.
- Financial information — requested funding amount, income range, and related details you provide.
- Commercial information — records of your requests and transactions through our Service.
- Internet activity — browser type, device information, and usage data.
- Inferences — characteristics we may infer from the information collected to match you with partners.
2. Sources of Information
We collect personal information directly from you when you submit a request, and automatically through your use of the Service (e.g., cookies and log data).
3. How We Use Information
We use the information to operate the Service, to share with lending partners for matching purposes, to communicate with you, to analyze and improve the Service, and to comply with legal obligations.
4. How We Share Information
We share your information with our network of lending partners and financial service providers, as well as with service providers who perform functions on our behalf. We do not sell your personal information in exchange for monetary consideration as that term is defined under the CCPA.
5. Your Rights Under the CCPA
California residents have the right to:
- Know — request disclosure of the categories and specific pieces of personal information we collect.
- Delete — request deletion of personal information we have collected from you.
- Correct — request correction of inaccurate personal information.
- Opt out — direct us not to "sell" or "share" your personal information as those terms are defined under California law.
- Non-discrimination — receive equal service even if you exercise these rights.
6. How to Exercise Your Rights
To exercise any of these rights, contact us at support@creditsgene.com or call +1 (888) 556-1077. We will verify your identity before processing your request and respond within 45 days.
7. Financial Incentives
We do not offer financial incentives for the collection or deletion of personal information.
8. Contact
You may also contact us by mail at 1209 North Orange Street, Wilmington, DE 19801, USA.